One of the best ways people can stop medical identity theft is by reviewing what?

One of the best ways people can stop medical identity theft is by reviewing what?

• A. Health bills and explanation of benefits statements
• B. Medical histories
• C. Insurance policy documents
• D. Clinical trial information

Answer: (A)

Reviewing health bills and explanation of benefits (EOB) statements is a critical measure in preventing medical identity theft. These documents provide essential details about the healthcare services received, the charges incurred, and the payments made by both the insured and the insurance provider. By vigilantly examining these statements, individuals can detect unauthorized claims or discrepancies that may indicate identity theft. If someone is a victim of medical identity theft, they might find unfamiliar services or charges that they did not receive. Regularly reviewing this information allows individuals to identify and report such anomalies promptly, thereby mitigating further risk and protecting their medical identity. While other options like medical histories, insurance policy documents, or clinical trial information are relevant to personal health management and insurance understanding, they do not directly help in identifying unauthorized use of one's identity in medical contexts as effectively as reviewing bills and EOB statements does.

Reviewing health bills and explanation of benefits (EOB) statements is a critical measure in preventing medical identity theft. These documents provide essential details about the healthcare services received, the charges incurred, and the payments made by both the insured and the insurance provider. By vigilantly examining these statements, individuals can detect unauthorized claims or discrepancies that may indicate identity theft.

If someone is a victim of medical identity theft, they might find unfamiliar services or charges that they did not receive. Regularly reviewing this information allows individuals to identify and report such anomalies promptly, thereby mitigating further risk and protecting their medical identity.

While other options like medical histories, insurance policy documents, or clinical trial information are relevant to personal health management and insurance understanding, they do not directly help in identifying unauthorized use of one's identity in medical contexts as effectively as reviewing bills and EOB statements does.